Current Loan Rates
Flexible financing options are available for environmental infrastructure projects.
Rates as of July 2019
Below are the interest rates for GEFA’s loan programs. GEFA provides 5-year, 10-year, 15-year, 20-year, 25-year, 30-year, and 40-year loans. The origination fee for all loan programs is 1 percent.
Click here for more information on the current interest rates.
Federal Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Drinking Water State Revolving Fund (DWSRF) | Federal funds for drinking water projects to solve water supply problems. The maximum loan amount is $25,000,000 per year. | 1.94% |
|
Clean Water State Revolving Fund (CWSRF) |
Federal funds for wastewater and stormwater projects. The maximum loan amount is $25,000,000 per year. | 1.94% |
| Conservation Loans | Federal funds for energy and water conservation projects and nonpoint source pollution control projects. The maximum loan amount is $25,000,000 per year. |
0.94% |
State Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Georgia Fund | Financing for drinking water and wastewater projects. The maximum loan amount is $3,000,000 per year. | 2.44% |
| Georgia Reservoir Fund | Financing for water supply projects. The maximum loan amount is $3,000,000 per year. | 2.44% |
| Conservation Loans | Financing for energy and water conservation projects. The maximum loan amount is $3,000,000 per year. | 1.44% |
Repayment Period Maximums
| Program | Maximum Repayment Period |
|---|---|
| Drinking Water State Revolving Fund (DWSRF) | 40 Years |
| Clean Water State Revolving Fund (CWSRF) | 30 Years |
| Georgia Fund | 20 Years |
| Georgia Reservoir Fund | 40 Years |