notice
:
GEFA COVID-19 Update
As of June 1, 2021, GEFA staff returned to the office. We will continue working in a safe and responsible manner to help prevent the spread of COVID-19. GEFA will adjust our operations as necessary based on guidance from federal and state officials.
Current Loan Rates
Flexible financing options are available for environmental infrastructure projects.
Rates as of September 2020
Below are the interest rates for GEFA’s loan programs. GEFA provides 5-year, 10-year, 15-year, 20-year, 25-year, 30-year, and 40-year loans. The origination fee for all loan programs is 1 percent.
Click
here for more information on the current interest rates.
Federal Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Drinking Water State Revolving Fund (DWSRF) | Federal funds for drinking water infrastructure projects. The maximum loan amount is $25,000,000 per year. | 1.13% |
|
Clean Water State Revolving Fund (CWSRF) |
Federal funds for wastewater and stormwater projects. The maximum loan amount is $25,000,000 per year. | 1.13% |
| Conservation Loans | Federal funds for energy and water conservation projects and nonpoint source pollution control projects. The maximum loan amount is $25,000,000 per year. |
0.13% |
State Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Georgia Fund | Financing for drinking water and wastewater projects. The maximum loan amount is $3,000,000 per year. | 1.63% |
| Georgia Reservoir Fund | Financing for water supply projects. The maximum loan amount is $3,000,000 per year. | 1.63% |
| Conservation Loans | Financing for energy and water conservation projects. The maximum loan amount is $3,000,000 per year. | 0.63% |