Current Loan Rates

Flexible financing options are available for environmental infrastructure projects.

Rates as of September 2020

Below are the interest rates for GEFA’s loan programs. GEFA provides 5-year, 10-year, 15-year, 20-year, 25-year, 30-year, and 40-year loans. The origination fee for all loan programs is 1 percent.

Download this pdf file.Click here for more information on the current interest rates.
 

Federal Loan Programs

Program Description 20-year Rate
Drinking Water State Revolving Fund (DWSRF) Federal funds for drinking water infrastructure projects. The maximum loan amount is $25,000,000 per year. 1.13%

Clean Water State Revolving Fund (CWSRF)

Federal funds for wastewater and stormwater projects. The maximum loan amount is $25,000,000 per year. 1.13%
Conservation Loans Federal funds for energy and water conservation projects and nonpoint source pollution control projects. The maximum loan amount is $25,000,000 per year.

0.13%

State Loan Programs

Program Description 20-year Rate
Georgia Fund Financing for drinking water and wastewater projects. The maximum loan amount is $3,000,000 per year. 1.63%
Georgia Reservoir Fund Financing for water supply projects. The maximum loan amount is $3,000,000 per year. 1.63%
Conservation Loans Financing for energy and water conservation projects. The maximum loan amount is $3,000,000 per year. 0.63%

 

Download this pdf file.Loan Servicing Fee Schedule