Current Loan Rates
Flexible financing options are available for environmental infrastructure projects.
Rates as of September 2020
Below are the interest rates for GEFA’s loan programs. GEFA provides 5-year, 10-year, 15-year, 20-year, 25-year, 30-year, and 40-year loans. The origination fee for all loan programs is 1 percent.
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here for more information on the current interest rates.
Federal Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Drinking Water State Revolving Fund (DWSRF) | Federal funds for drinking water infrastructure projects. The maximum loan amount is $25,000,000 per year. | 1.13% |
|
Clean Water State Revolving Fund (CWSRF) |
Federal funds for wastewater and stormwater projects. The maximum loan amount is $25,000,000 per year. | 1.13% |
| Conservation Loans | Federal funds for energy and water conservation projects and nonpoint source pollution control projects. The maximum loan amount is $25,000,000 per year. |
0.13% |
State Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Georgia Fund | Financing for drinking water and wastewater projects. The maximum loan amount is $3,000,000 per year. | 1.63% |
| Georgia Reservoir Fund | Financing for water supply projects. The maximum loan amount is $3,000,000 per year. | 1.63% |
| Conservation Loans | Financing for energy and water conservation projects. The maximum loan amount is $3,000,000 per year. | 0.63% |