notice
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GEFA COVID-19 Update
Due to the COVID-19 virus, GEFA staff are working remotely—with minimal staff in the office—to ensure our programs continue operating smoothly.
Current Loan Rates
Flexible financing options are available for environmental infrastructure projects.
Rates as of July 2019
Below are the interest rates for GEFA’s loan programs. GEFA provides 5-year, 10-year, 15-year, 20-year, 25-year, 30-year, and 40-year loans. The origination fee for all loan programs is 1 percent.
Click here for more information on the current interest rates.
Federal Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Drinking Water State Revolving Fund (DWSRF) | Federal funds for drinking water projects to solve water supply problems. The maximum loan amount is $25,000,000 per year. | 1.94% |
|
Clean Water State Revolving Fund (CWSRF) |
Federal funds for wastewater and stormwater projects. The maximum loan amount is $25,000,000 per year. | 1.94% |
| Conservation Loans | Federal funds for energy and water conservation projects and nonpoint source pollution control projects. The maximum loan amount is $25,000,000 per year. |
0.94% |
State Loan Programs
| Program | Description | 20-year Rate |
|---|---|---|
| Georgia Fund | Financing for drinking water and wastewater projects. The maximum loan amount is $3,000,000 per year. | 2.44% |
| Georgia Reservoir Fund | Financing for water supply projects. The maximum loan amount is $3,000,000 per year. | 2.44% |
| Conservation Loans | Financing for energy and water conservation projects. The maximum loan amount is $3,000,000 per year. | 1.44% |
Repayment Period Maximums
| Program | Maximum Repayment Period |
|---|---|
| Drinking Water State Revolving Fund (DWSRF) | 40 Years |
| Clean Water State Revolving Fund (CWSRF) | 30 Years |
| Georgia Fund | 20 Years |
| Georgia Reservoir Fund | 40 Years |