GEFA provides loans for water, wastewater, and solid waste infrastructure; manages energy efficiency and renewable energy programs; administers land conservation loans; and monitors state-owned fuel storage tanks. 

To date, GEFA has provided more than $5 billion in low-interest loans to cities, counties, and infrastructure authorities for more than 2,000 projects that improve water, wastewater, stormwater, and solid waste systems.


  • The Energy Resources Division promotes energy efficiency, renewable energy, and energy assurance programs that improve the environment, strengthen quality of life, and stimulate sustainable economic development and growth.
  • The Water Resources Division supports the development of water, wastewater, and solid waste infrastructure projects, which help protect the environment, facilitate economic development, accommodate population growth, and safeguard public health.
  • The Financial Services Division provides accounting, financial underwriting, and loan servicing for Georgia communities, including reviewing and recommending loan awards. The Financial Services Division also ensures compliance with agency, state, and federal fiscal policies and procedures.