Interest Rates

Flexible financing options are available for environmental infrastructure projects.

Effective May 2024

Below are the benchmark interest rates for GEFA’s loan programs. The benchmark rate is based on a 20-year amortization period. Additional amortization periods are available.

Program Description Benchmark Rate
Georgia Fund State funds for drinking water and wastewater projects. 3.35%
Drinking Water State Revolving Fund Federal funds for drinking water infrastructure projects. 3.25%

Clean Water State Revolving Fund

Federal funds for wastewater and stormwater projects. 3.25%

Interest rate discounts are available for WaterFirst, PlanFirst, disadvantaged communities, and conservation projects.

*Interest rates are subject to change.

Download this pdf file. Loan Servicing Fee Schedule