Interest Rates
Flexible financing options are available for environmental infrastructure projects.
Effective as of September 2023
Below are the benchmark interest rates for GEFA’s loan programs. The benchmark rate is based on a 20-year amortization period. Additional amortization periods are available.
| Program | Description | Benchmark Rate |
|---|---|---|
| Georgia Fund | State funds for drinking water and wastewater projects. | 3.40% |
| Drinking Water State Revolving Fund | Federal funds for drinking water infrastructure projects. | 2.40% |
| Federal funds for wastewater and stormwater projects. | 2.40% |
Interest rate discounts are available for WaterFirst, PlanFirst, disadvantaged communities, and conservation projects.
*Interest rates are subject to change.