Current Loan Rates

Flexible financing options are available for environmental infrastructure projects.

Rates as of July 2019
 

Below are the interest rates for GEFA’s loan programs. GEFA provides 5-year, 10-year, 15-year, 20-year, 25-year, 30-year, and 40-year loans. The origination fee for all loan programs is 1 percent.

Click here for more information on the current interest rates.

Federal Loan Programs

Program Description 20-year Rate
Drinking Water State Revolving Fund (DWSRF) Federal funds for drinking water projects to solve water supply problems. The maximum loan amount is $25,000,000 per year. 1.94%
 

Clean Water State Revolving Fund (CWSRF)

Federal funds for wastewater and stormwater projects. The maximum loan amount is $25,000,000 per year. 1.94%
 
Conservation Loans Federal funds for energy and water conservation projects and nonpoint source pollution control projects. The maximum loan amount is $25,000,000 per year.

0.94%
 

State Loan Programs

Program Description 20-year Rate
Georgia Fund Financing for drinking water and wastewater projects. The maximum loan amount is $3,000,000 per year. 2.44%
 
Georgia Reservoir Fund Financing for water supply projects. The maximum loan amount is $3,000,000 per year. 2.44%
 
Conservation Loans Financing for energy and water conservation projects. The maximum loan amount is $3,000,000 per year. 1.44%
 

 

Repayment Period Maximums

Program Maximum Repayment Period
Drinking Water State Revolving Fund (DWSRF) 40 Years
Clean Water State Revolving Fund (CWSRF) 30 Years
Georgia Fund 20 Years
Georgia Reservoir Fund 40 Years

Loan Servicing Fee Schedule