Georgia Fund

The Georgia Fund is a state-funded loan program for water, wastewater, and solid waste infrastructure.

Eligible projects include:

  • Water and sewer lines
  • Treatment plants, pumping stations, wells, water storage tanks, water meters
  • New subtitle D landfills, landfill expansions and closures, and landfill methane gas collection systems

In addition to infrastructure improvements, GEFA offers low-interest loans for energy-efficiency and renewable energy projects at water and wastewater treatment plants, landfills, and municipal solid waste facilities. Loans are available at a low-interest rate for a maximum of 20 years.

Additional financing options include:

  • Interim loans are available for projects that have a definite, permanent source of financing such as a U. S. Department of Agriculture (USDA) Rural Development loan, and are repaid in full at the completion of the project.
  • Environmental emergency loans are available up to $1,000,000 for projects that eliminate actual or potential public health hazards or violations of environmental regulations. The project must directly address system needs caused by an event that occurred within the past six months and cannot be a result of a lack of maintenance. The maximum amortization period is 10 years.

Apply for a Georgia Fund loan

Review loan documents, including loan program policies